If you have been told you need to file an sr22 or that you need sr22 insurance and you don’t know what an SR22 is.
An SR22 is a form to be filed by the insurance company with the state department of motor vehicles to provide proof of current car insurance for divers who have a suspended license or about to be suspended, based on their driving record. A few examples of drivers, who are required to
file an sr22 form, are drivers who get no insurance tickets, DUI, DWI, at fault accidents with no car insurance or multiple driving violations.
What is an SR26?
If there is an SR22 filed on a car insurance policy and the policy cancels, the insurance company sends the department of motor vehicle a form called an SR26 letting the state department of motor vehicles know that the policy has canceled.
An SR22 filing is inexpensive. Usually, the insurance company charges a fee file an SR22. The reason for the SR22 filing can and usually will increase your car insurance premium.
Drivers who are required to file an SR22 on their insurance policy are usually required to keep an SR22 filed on their policy for 1 to 3 years, depending on the reason for the SR22.
Drivers who are required to file an SR22 to keep or reinstate their driving privilege and do not own a vehicle are required to obtain a non owner car insurance policy.
Drivers, who are notified of a suspended license or notified they are now required to file an SR22 to avoid a driver license suspension, should contact their current car insurance company to see if they can file an SR22. Then shop your SR22 insurance rate. Some companies do not offer SR-22 filings and if your current car insurance provider cannot or if you are currently uninsured, start by getting SR22 insurance quotes form three or four different companies.
Information on driver license suspension, reinstatement, revocations, SR22 filings and driver license reinstatement varies from state to state. If you are in need of an SR22 filing and need detailed information, refer to your state DMV or your insurance company.