There are many of reasons why a person may need an SR22 insurance policy including too many speeding tickets, driving without insurance, driving under the influence, and various other reasons.

People that are required to have an SR22 form filing with their local department of motor vehicle before their license will be reinstated start hearing from friends, family, and doing some research on their own that SR22 insurance is probably going to be more expensive than their insurance policy was before.

The average cost of an SR22 insurance policy is going to depend on the reason why your license was suspended or revoke for in the first place. If you are a driving under the influence offender who has to file an SR22 to get your license reinstated, the cost is going to depend on a number of factors including:

Was this a first, second, third, or more offense?
Was there an accident?
Did the accident result in injuries to any other person?

These are just a couple of examples of the items your insurance company is going to look at when quoting you a price on your SR22 insurance for a DUI offense. A standard first offense DUI offender should expect to pay between 3 and 5 times as much per month for their SR22 insurance as they were paying on their regular auto insurance rates. So if you were paying $50 a month for your car insurance before the DUI offense, you should expect to pay between $150 and $250 a month for the next 3-years following the reinstatement of your license following your suspension or revocation period.

If the department of motor vehicle is requiring you to file an SR22 with them for something like too many speeding tickets. Even though your offense of too many speeding tickets is not as severe as someone who has to file an SR22 because of a DUI offense, the required filing period is still going to be 3-years.  So your relationship with your SR22 insurance is going to be for an extend period of time. Your SR22 insurance rates for something like too many speeding tickets will be lower than the rates for a DUI offense, but they will be at least 1 to 2 times or more than you are currently paying for your car insurance.

Steps you can take to be sure that you are paying the least amount possible per month for your SR22 insurance. The first thing you need to do is to not assume that your current insurance provider is going to have the lowest rates possible for your SR22. Just because you may have been with this insurance company for years and they have always treated you fairly does not mean that will be the case when it comes to quoting you on an SR22 insurance policy, if they even offer SR22 insurance filings because not every insurance company does.

What you need to do is spend a little time researching your state department of motor vehicle SR22 insurance requirements. Then get at least 3 to 5 quotes from the various insurance providers in your area that offer SR22 insurance filings.